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FHA Loans - FHA Fixed Rate Mortgage Programs

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Fixed rate loans are FHA's most popular type of loan. These loans are fully amortized and have no pre-payment penalty.

FHA offers the following terms for the fixed rate real estate mortgage program.

  • 30 year
  • 15 year 

All FHA loans can be paid off or refinanced at any time.  They are assumable but subject to loan qualifying.

This type of loan can be used for any of the following types of properties.

  • single family home
  • 2 units - duplex
  • 3 units - triplex
  • 4 units - fourplex

The maximum FHA loan is subject to where the property is located and they type of property.

Learn about what a FHA loan will require of you when fha home loansLoan Qualifying

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We are not a government agency.  FHA home loans are not originated by the HUD or FHA. HUD only insures FHA loans and HECM reverse mortgages. FHA loans are originated and funded by HUD approved FHA home loan lenders. FHA-Home-Loans.com is not a mortgage lender and does not make or offer fha loans directly or indirectly.  Information about FHASecure refinance program to help borrowers who are facing foreclosure and must refinance.FHA-Home-Loans.com is owned and operated by a private company specialized in providing information about FHA loans and does not make or offer FHA home loans and FHA mortgages. FHA-Home-Loans.com is not affiliated with or owned, operated, endorsed or sponsored by HUD, Federal Housing Administration or FHA. Contact HUD directly at: www.hud.gov
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